Promoting Payment Choice for Everyone
Our Mission
Preserve cash as a payment choice for reasons of fairness, resilience, safety, and privacy.
Who We Are
The Payment Choice Coalition is an initiative of companies, advocacy groups, thought leaders, and engaged citizens with the shared aim of raising awareness about the importance of preserving payment choice for consumers and facilitating the passage of the Payment Choice Act (PCA) to ensure the right to use cash in retail environments.
What is The Payment Choice Act?
The Payment Choice Act (PCA) is a bipartisan bill that secures the right of consumers to choose how they pay for goods and services. With some reasonable exceptions, it requires retail businesses to accept cash for on-site purchases of $500 or less and prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash.
Why care about Payment Choice?
Fairness
Resilience
Resilience
Cash is an essential part of the economy and promotes fairness and equity in transactions. Over 25 million households in America are unbanked or underbanked and rely on cash to purchase what they need. Minorities and the elderly are particularly disadvantaged by an increasingly cashless society.
Resilience
Resilience
Resilience
When the electrical grid is disrupted by natural disasters, cyber attacks, or technology glitches, cash is the only means of purchasing food, water, medicine, and other essentials.
Safety
Privacy
Privacy
In 2024 63% U.S. credit card holders (62 million) were victimized by fraud. The use of cash eliminates this risk.
Privacy
Privacy
Privacy
Consumers with digital payment options want the right to choose cash for purposes of privacy and data security. People of all ages are using cash to better manage their budgets and avoid targeted marketing or unwanted fees.
SUPPORT THE PAYMENT CHOICE ACT
Speak Up!
Call, send an email or letter to your Representative or Senator.
How to Contact your Representative or Senator
- U.S. House of Representatives: Select link below and search by your ZIP code.
- U.S. Senate: Select link below and choose the "Senators" dropdown.
- By Phone: Call the Capitol Switchboard at +1 (202) 224-3121 to be directed to any Representatives or Senator's office.